Infrastructure Providers in North America

Point-of-sale hardware and software platform (owned by Fiserv) offering countertop, mobile, and mini terminals with integrated payments.

Global payroll and contractor-payments platform handling compliant hiring, contracts, and cross-border payouts.

ACH payment API for US businesses. Fast, secure bank-to-bank transfers.

Card issuing and banking APIs powering the leading neobanks across the Americas.

Embedded finance platform combining card issuing, ledger, and credit management for commerce businesses.

PayPal-owned global payout platform used by marketplaces and gig platforms to disburse funds to a widely distributed international payee base.

Enterprise identity verification and AML compliance platform combining document, biometric, and database checks for regulated financial services.

Cloud-based POS platform for retail and hospitality, combining inventory management, e-commerce sync, and integrated payments.

Developer-focused card issuing API letting companies issue and manage virtual and physical payment cards.

Modern card issuing platform for real-time payment control and flexibility.

B2B SaaS billing and financial operations platform combining usage-based billing with finance-grade revenue recognition.

Payment operations platform providing ledgers, payment orchestration, and reconciliation infrastructure for companies moving money.

Payment processing platform providing money-movement infrastructure for fintech applications.

Embedded capital infrastructure letting platforms offer merchant cash advances and working-capital products to their sellers.

NYDFS-regulated blockchain infrastructure company issuing USDP and providing white-label stablecoin issuance for partners including PayPal (PYUSD) and the Global Dollar Network (USDG).

Configurable identity verification platform used by fintechs and marketplaces for KYC onboarding and fraud checks.

The data network behind financial apps. Connect bank accounts instantly.

API-first accounts-payable and mass-payout automation platform for vendor and marketplace disbursements.

AI-driven digital identity verification and fraud detection platform used heavily by US financial institutions.

Payment orchestration platform focused on PCI-compliant card vaulting, tokenization, and multi-gateway routing.

Banking-as-a-service platform connecting fintechs with sponsor banks for compliant embedded banking products.

Global mass payables automation platform handling supplier payments, tax compliance, and reconciliation.

Restaurant-focused point-of-sale and payments platform combining kitchen display systems, online ordering, and integrated card processing.

Embedded banking infrastructure connecting companies to partner banks for accounts, cards, and payment products.

Global payout and payee-management platform built for marketplaces, creator platforms, and SaaS companies, with strong tax-compliance tooling.

Global identity verification network aggregating data sources for KYC and KYB checks across many jurisdictions.

Banking-as-a-service platform letting companies embed accounts, cards, and payments via sponsor-bank partnerships.